We’ll Show you How to Save Money

Know where you stand

Money saving starts with knowing how much cash is left to spend and evaluating your current spending habits. moneyStrands automatically sorts and graphs your expenses into helpful categories, such as “Auto” or “Restaurants,” so you can quickly spot the areas you’ll want monitor closely.

Control your spending

Try to identify expenses as "fixed" or "variable." Fixed expenses are those that routinely occur each month and are usually for the same amount. Examples of fixed items are your rent or car payment. Fixed expenses are unlikely to change. You can control variable expenses such as utility bills, groceries, and entertainment. moneyStrands simplifies your budget by allowing you to effectively create an allowance for all of your living expenses. It automatically sorts and graphs your transactions into expense categories so you can quickly spot if you're burning through your money too quickly. Thinking about your expenses in this way will help you identify the expenses you can save on.

Get rid of unnecessary expenses

Evaluate your expenses; look for opportunities to economize, and create a budget plan to cut back spending for specific problem expense categories. After all, successful budget planning is all about saving from your monthly expenses. moneyStrands also lets you compare with your peers and see how much they typically spend so you can easily identify the best places to save more money.

Set up spending goals

We recommend to set a budget for variable expenses like restaurants or shopping first, so you can start to get a handle on your problem areas. Try to cut back 15% or less to make sure that you have a realistic goal so you can stick with it.

Keep tabs on expenses and savings


Without tracking your goals you will leave our money saving plan to a chance and the end result can be a failure to reach financial success. Use moneyStrands easy-to-interpret charts and graphs to manage your expenses and identify weaknesses. Stay on top of your spending anytime and anywhere on moneyStrands.com or on your mobile.

Find more ways to save


moneyStrands also provides you with best money saving tips and recommendations which are bias-free and tailored to your unique financial situation.

What is moneyStrands?

moneyStrands is a FREE and easy-to-use personal financial assistant for busy people who want more control over their financial lives. It automatically gathers data for all the financial accounts you want to track, including savings, checking, and credit cards, to give you an up-to-date, accurate, unified view of your finances. moneyStrands goes beyond providing financial analysis tools by also providing personalized money-saving advice and recommendations, and lets you compare yourself with people who share your background and financial goals. In addition to automated bank feeds, moneyStrands recently added the capability to manually upload your transaction history files (and even to type them in one at a time) delivering the highest flexibility in handling your financial needs.