Personal Budget Planning

Organize all finances in one place

moneyStrands helps you better understand your true financial picture by showing you income, savings and debts at one single place. It lets you access all your balances and transaction details anytime and anywhere. moneyStrands also sorts and charts all of your finances to help you with personal budget planning and keeping track of your budget goals.

Know where you spend

The first step to successful personal budget planning is to know how and where you spend your money. moneyStrands online budget planning app updates all your accounts automatically so you'll always have access to the most current and accurate information about your finances and can clearly see how much money you have to spend and how much debt you accumulated. moneyStrands is 100% FREE and it requires with less than a few minutes of setup.

Set up budget goals

Second step of personal budget is to set up goals. Start with those that are regular bills each month, then add the amounts you spend on flexible expenses like food, fun, household items, gas, etc. moneyStrands gives you all information to create realistic and achievable goals and provides tools for easy budget planning.

Control your spending

Personal budget planning is all about saving from your monthly expenses. moneyStrands automatically sorts and graphs your monthly spending into helpful categories, so you can quickly identify your problem areas and start planning your monthly budget. moneyStands budget planning feature also let’s you control your future expenses by sending you automated alerts when you approach your budget limit goals.

Find ways to save

moneyStrands simplifies your budget by allowing you to effectively create an allowance for all of your living expenses. It automatically sorts and graphs your transactions into expense categories so you can quickly spot if you're burning through your money too quickly. It also provides you with best money saving tips and recommendations which are bias-free and tailored to your unique financial situation.

What is moneyStrands?

moneyStrands is a FREE and easy-to-use personal financial assistant for busy people who want more control over their financial lives. It automatically gathers data for all the financial accounts you want to track, including savings, checking, and credit cards, to give you an up-to-date, accurate, unified view of your finances. moneyStrands goes beyond providing financial analysis tools by also providing personalized money-saving advice and recommendations, and lets you compare yourself with people who share your background and financial goals. In addition to automated bank feeds, moneyStrands recently added the capability to manually upload your transaction history files (and even to type them in one at a time) delivering the highest flexibility in handling your financial needs.