Simple and Fast Online Money Management

If you have never excelled at managing your money with Quicken and Excel and want to find a simple and fast way to manage your finances - moneyStrands.com is the answer. moneyStrands is a free online money management software that makes personal finance management a snap. It automatically organizes all your financial accounts – including checking, savings, credit cards, and mortgage – in one place and allows you to clearly see how you spend your money. It provides the best set of money managing and budget planning tools which are available 24/7 and 100% free.

Manage all your accounts in one place

You don’t have to remember a dozen user names and passwords to access multiple online banking and credit card accounts. With moneyStrands you can easily manage all your accounts in one place at your own pace and convenience. Our free and simple online money management service will help you to decide how to spend your money and free up cash for your savings goals. moneyStrands automatically downloads data from all your financial accounts and provides an accurate and unified view of your finances. It also automatically charts and categorizes all of your finances so you can easily keep track of your balances and manage your budget. moneyStrands timely alerts will notify when your check has been cleared, if a payment is due or if you are about to reach the credit limit.

Set up your budget goals

In personal money management, you need to set up financial goals so you can plan your budget around them. When creating your spending plan, you will notice that certain expenses such as rent or mortgage, utilities, personal loan payments, etc. are recurring month to month and are about the same amount. These expenses are fixed and easy to predict and budget for. Other expenses, such as dining our, entertainment, clothing, and travel are very different from month to month. These expenses are variable and they require more planning. moneyStrands simplifies this budget planning process by letting you to create allowances for your specified living expenses based on your income and historical spending trends. Our automated budgeting widget keeps tabs on your budget goals throughout the month by letting you know if you’re on track, under budget or over budget. You can also use moneyStrands budget hints to see the average community spend in any category so you can easily identify the areas where you are spending too much.

Get your Debt under control

Ideally, it would be great to be great to be a debt-free but in reality, it is not likely that most people would be able to pay for education or to buy a house, a car, or even major appliances, without having to incur some debt. Unfortunately sometimes, we can get carried away and start splurging on things that we can not afford or simply can live without. This irresponsible spending puts some people into credit card debt that is very difficult to get rid off. The best way to manage your money and get your debt under control is to set up a budget plan and reduce your monthly spending.  moneyStrands online money management software makes it easy to see all your income and debt in one secure place. It allows you to set up budget allowances for your monthly expenses and then sends you alerts to notify when you exceed your budget target for fewer debt management surprises at the end of the month. Best of all moneyStrands is FREE, so you won't go further into debt!

What is moneyStrands?

moneyStrands is a FREE and easy-to-use personal financial assistant for busy people who want more control over their financial lives. It automatically gathers data for all the financial accounts you want to track, including savings, checking, and credit cards, to give you an up-to-date, accurate, unified view of your finances. moneyStrands goes beyond providing financial analysis tools by also providing personalized money-saving advice and recommendations, and lets you compare yourself with people who share your background and financial goals. In addition to automated bank feeds, moneyStrands recently added the capability to manually upload your transaction history files (and even to type them in one at a time) delivering the highest flexibility in handling your financial needs.