Personal Finance Budgeting

Track all your expenses in one place

Your budget is the heart of your personal finance life. Effective budgeting starts with understanding how you spend your money and evaluating your current spending habits. To do this, you will need to track your expenses. moneyStrands lets you plan your personal finances, monitor your accounts, keep an eye on your expenses and get expert money saving tips, all from one place. It's available online 24/7 and 100% Free!

Understand how you spend your money

moneyStrands makes personal finance budgeting easier by automatically tracking your expenses and organizing all your financial accounts in one convenient place. It automatically sorts your expenses into helpful categories, such as “Auto” or “Groceries,” so you can quickly spot which expenses are getting out of hand and determine the best places to save.

Cut back on your expenses


Since it is much easier to reduce variable expenses than it is to reduce fixed expenses, this is where you should start to cut back. moneyStrands simplifies this process by sorting your transactions into meaningful automatically organized categories, such as “Shopping” or “Gas,” then charts and graphs it, so you can quickly spot if you are spending your money too quickly. Our expense tracking software even lets you compare your spending with other people who share similar background so you can see how much they typically spend and identify the places where you could save.

Control your spending with automated alerts


moneyStrands is an easy-to-use online personal finance budgeting solution that allows to track your expenses, income and savings anywhere and anytime. It can send you alerts whenever your balance is low or you approach the budget limit to help you avoid any unwanted financial surprises.

Find ways to save


moneyStrands simplifies your budgeting by allowing you to effectively create an allowance for all of your living expenses. It automatically sorts and graphs your transactions into expense categories so you can quickly spot if you're burning through your money too quickly. It also provides you with best money saving tips and recommendations which are bias-free and tailored to your unique financial situation.

What is moneyStrands?

moneyStrands is a FREE and easy-to-use personal financial assistant for busy people who want more control over their financial lives. It automatically gathers data for all the financial accounts you want to track, including savings, checking, and credit cards, to give you an up-to-date, accurate, unified view of your finances. moneyStrands goes beyond providing financial analysis tools by also providing personalized money-saving advice and recommendations, and lets you compare yourself with people who share your background and financial goals. In addition to automated bank feeds, moneyStrands recently added the capability to manually upload your transaction history files (and even to type them in one at a time) delivering the highest flexibility in handling your financial needs.