Monthly Budget Calculator Online

Organize your monthly expenses

Ready to start budgeting? Creating a personal budget just got easier! moneyStrands smart and automated budget calculator will help you determine your monthly expenses and provide the most current information on your checking/savings or credit card account balances. It automatically sorts and graphs your transactions into helpful categories, such as “Food” or “Groceries,” so you can quickly spot if you're burning through your money too quickly.

Calculate your debt-to-income ratio

Our budget calculator can shed a light on and help you better understand your true financial picture. Enter the amount of debt you have in the form of mortgage/rent, car loan, student loan and credit card debt and get a quick visual indication of your debt-to-income ratio.

Manage your future spending

Personal finance budgeting is only the first step but budgets are no good unless you know how to manage your future spending. moneyStrands grants you unlimited budget alerts to track whether or not you are coming close to you spending limit by a set amount that you decide.

What is moneyStrands?

moneyStrands is a FREE and easy-to-use personal financial assistant for busy people who want more control over their financial lives. It automatically gathers data for all the financial accounts you want to track, including savings, checking, and credit cards, to give you an up-to-date, accurate, unified view of your finances. moneyStrands goes beyond providing financial analysis tools by also providing personalized money-saving advice and recommendations, and lets you compare yourself with people who share your background and financial goals. In addition to automated bank feeds, moneyStrands recently added the capability to manually upload your transaction history files (and even to type them in one at a time) delivering the highest flexibility in handling your financial needs.