Free Home Budget Software

Managing your home budget can be difficult and frustrating but without a good plan you're practically inviting unnecessary debt into your life and leaving your financial future to a chance. Effective home budget planning starts with knowing where your stand financially and evaluating your current spending. moneyStrands free home budget software simplifies money management and budget planning by automatically organizing all your financial accounts in one place and helps you to figure out where you stand financially and where your money goes.

Set up in less than 5 minutes

You can create moneyStrands account with any valid email address in under a minute. Then link all your checking, savings, credit card, and loan accounts to get 360 degree view of your finances. moneyStrands automatically downloads data from your online banking accounts and provides an up–to–date financial picture.

See how you spend your money


The first step in creating a home budget plan should be the evaluation of your current spending habits. moneyStrands automatically sorts and graphs your daily expenses into helpful categories such as “restaurants”, “groceries”, etc. so you can clearly see how much you spend and where and identify the spending areas which you have to watch more carefully.

Become a better money manager

moneyStrands not only helps you to quickly spot if you're burning through your cash too quickly but also, helps you understand your true financial picture by displaying your financial data in easy-to-interpret charts and graphs and allowing you to compare your spending and income to your peers.

Start saving for your goals

With moneyStrands home budget software you can set up budget goals and start controlling you day-to-day expenses. Review your progress regularly to determine if your budget plan is working. Some things will changed over months, so your financial goals have to be adjusted accordingly. If you're not making good progress on a particular goal we suggest to re-evaluate your approach and make necessary changes. Always remember that there are no hard rules for achieving your financial plans but the important thing is to do something, and to start it now!

Keep tabs on your budget with timely alerts

moneyStrands budgeting software automatically keeps tabs on your home budget by sending you timely alerts to notify when you approach your budget limits, have low balances or available credit to help you avoid overspending. Track your budget progress anytime, anywhere on moneyStrands.com or on your mobile phone.

What is moneyStrands?

moneyStrands is a FREE and easy-to-use personal financial assistant for busy people who want more control over their financial lives. It automatically gathers data for all the financial accounts you want to track, including savings, checking, and credit cards, to give you an up-to-date, accurate, unified view of your finances. moneyStrands goes beyond providing financial analysis tools by also providing personalized money-saving advice and recommendations, and lets you compare yourself with people who share your background and financial goals. In addition to automated bank feeds, moneyStrands recently added the capability to manually upload your transaction history files (and even to type them in one at a time) delivering the highest flexibility in handling your financial needs.